Our customers say it all

Rated 5.0 out of 5.0 based on 203 reviews

Simple and Smooth Refinance

Simple to start and Simple to finish. Jared is a great to guy work with, he is very responsive even on weekend. The process is well designed, i did most of the Review/Sign Off online with clear instructions. Compared with my last refinance many years ago, this time is much easier and smooth

Kai L.
Torrance, CA (September 2020)

Seamless !!!!

My experience refinancing with Ryan was seamless! I was nervous going into the process because I know how tedious and stressful a refi can get but working with Ryan and his team completely changed that. He was quick to respond to all of my questions and I felt as though he really cared about getting the loan closed as efficiently as possible. I will definitely be recommending some of my friends to Simplist. My fiance and I couldn't be happier.

John Z.
Bogota, NJ (September 2020)


The entire process from start to finish was great. James was very patient and helpful and I never felt pressured. I liked him so much that I recommended him and Simplist to my parents. They are not that good with technology and James has been helping them every step of the way.

Jamie V.
Morgan Hill, CA (September 2020)

Great to work with!

James was great to work with. We found him to be very responsive, day or night, and he always took the time to answer our (many) questions. He patiently worked with us to find the rate we wanted, and was pro-active and moved quickly when that rate became available. 100% I would recommend James.

Justin A.
Carlsbad, CA (September 2020)

Awesome team!

From day one James and Dan were on top of everything. The lines of communication were wide open. They were always available. I’ve never experienced an easier process. Even closing was a breeze!! Thank you Simplist team.. you rock!

Nekia D.
Sanford, FL (September 2020)

Would work with again....and did.

Jared completed my first refinance and is currently working a second. Quick and straightforward communication. Process was easier than expected and we have him bookmarked for potential future properties. Working a third refi for my mother that did not go through Jared and process is taking twice as long. Wish I found him sooner.

Dante M.
Oxnard, CA (September 2020)

Refi during the apocalypse!

I started the process in the middle of february. Im self employed. During Covid, the rules and regulations were constantly shifting. It was becoming difficult to get straight answers from the lender. But not from Jared. While i was pulling out what little hair i have left in frustration, Jared was a rock. He never had any doubt, never gave up, never stopped fighting for me. He was always available. Always had a plan. Always gave me good advice. I was ready to give in. Jared wasnt. Im not going to go into details, but it was more complicated than i anticipated it would be. Jared got it done as he said he would. If your looking for someone who will guide you through the process, theres no one better. Go ahead, try someone else. Its your life. When your tired and confused, call Jared. He'll get you squared away! Thanks again my man! Wouldnt have made it if it wasnt for your hard work and persistence!

Armen P.
Bell Canyon, CA (September 2020)


Everything online. Lower rates and fees than my own bank of many years. James from Simplist was extremely knowledgeable and a great personality besides. This guy could be a company unto himself.

Cat Q.
Newport Beach, CA (September 2020)

Great experience

Refinancing through Simplist was a breeze. We received lower rates than any others we inquired with, even our long time mortgage broker who we've worked with through other transactions. Closed in a couple weeks, almost entirely virtual beyond end of process signing and Jared and Kevin were always available to take our questions and adjust as needed throughout the process. Highly recommend.

Waldi G.
Norristown, PA (September 2020)

Relatively painless process, great rates!

James was great to work with, despite a few kinks (typo on my cell phone number didn't help). He was knowledgeable and was able to get us to the closing table in good time, even with how busy things are. Rates were great, and fees were reasonable. Would recommend Simplist again!

Joy M.
Apollo Beach, FL (August 2020)