Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 5.008% APR, see rate assumptions
* 4.364% APR, see rate assumptions
* 4.376% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
Why choose Simplist?
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Is Simplist free to use?
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
How quickly can I close my loan?
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Is my data secure?
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
What if I want to talk to someone for advice?
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Excellent process
This was the first time we utilized an online mortgage broker. They were very transparent from the start and kept us updated throughout the entire process. They made the purchase of our home much simpler than expected and we would recommend them to any future customers.
Great Experience
Jake and Kevin were very easy to work with. They communicated frequently and explained every aspect of the process. I will highly recommend them to others seeking a mortgage.
Dedicated and diligent team
Errors on my credit report caused a long delay getting my details together for the closing. The Simplist Team kept in touch and made helpful suggestions to speed up the process.
New homeowner!
The process of buying a house can be stressful and confusing. I was lucky enough to have someone on my side who walked me through everything and was always available whenever I had a concern or question. Zouhair made the process quick and easy and I was able to get into my new home in less than 2 months. I would definitely recommend their help to anyone trying to buy a house.
OMG - Amazing!
We were at wits end by the time we contacted Simplist for a refinance on a investment property we had purchased in Lubbock, TX. We were already weary of the loan process after a terrible experience with LoanDepot in December of 2020. Zouhair and his team at Simplist were amazing from start to finish. They explained our options, were clear on the required documents, responsive to questions and [...]
Simplist makes good on their word
It used to be that mortgages were agreed upon sitting in an office at a bank, feeling vulnerable to the whim of one or two banks. With Simplist, the process is seamless, efficient and puts the control at your fingertip with one click choices! Don't worry if this is your first mortgage or it's your 55th, Jake Mahon stands by his word to assist you every step of the way, from explaining [...]
Quick and Easy
Had to close fast, they got the job done. Local firm was offering a .5% higher rate for the same cost I laughed at them and went with the guys. Definitely recommend, Zouhair's team was great
Very Professional
The entire process was seamless. Very responsive with answering any and all questions the same day! Came to my residence for the closing.
Great experience
Jake is very professional and helpful. The whole process is very well organized and Jake explained each and every step. He always returned my calls and texts in a timely manner. Excellent customer service.
Great experience
Jake is very professional and helpful. He was always responsive and explained each and every step. Great customer service
You've got a story, we've got a mortgage.