Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 5.012% APR, see rate assumptions
* 4.206% APR, see rate assumptions
* 4.172% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
Why choose Simplist?
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Is Simplist free to use?
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
How quickly can I close my loan?
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Is my data secure?
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
What if I want to talk to someone for advice?
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Mortgage loan
I was very pleased with how I was treated and all they have that Jake gave me one we had some rough times getting the mortgage.
Jake Mahon
Excellent
Great experience with Simplist and Jared
Jared was incredibly responsive and helpful throughout the process, always on top of things, and very reactive and knowledgeable. I reached out to him multiple times when I did not understand something or needed clarification and he always picked up his phone and walked me through it. Highly recommend working with him.
Jake Mahon
Professional, knowledgeable, always answered phone (didn't have to constantly leave voicemail messages) and provided answers to my questions. Kept the process moving.
Such a simple process!
Jason Weber and Melanie Dias made our mortgage process very easy and answered questions immediately. We could not be happier with the process!
Best in the Business
Best rates & best service in the business. Shopped the rate and was by far the least expensive I could find. Jonathan was supportive from end-to-end, and was able to get my file through underwriting in a matter of hours. Will be my first call next time there is a need!
Refi Fantastic
Best mortgage experience ever in every way.
Awesome Support
In a crazy housing market, with hungry mortgage brokers and tight deadlines, Jonathan @ Simplist was wonderful to deal with all the way. We tried working with a range of other providers, but Jonathan was honest, understanding, helpful, and respectful all the way through, even when it was looking like we had to work with someone else due to the sellers. In the end we chose to go with Jonathan [...]
The Simplist
From start to finish the transaction was by far the best experience I have had with a mortgagte refinance. Jonathan Scott was on top of getting me the answers I needed. Requests for information were timely as were my responses which lead to a speedy flow and confirmation of receipt allowed piece of mind and enabled moving forward. The online platform was easy to follow and comprehend. Would I do [...]
Wonderful refinance experience
Zouhair and his team made the painful process of refinancing very easy. We couldn’t believe how quickly we finished.
You've got a story, we've got a mortgage.