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Painless mortgages

Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.

Simplist Introduction Video

We’re transforming the way today’s homebuyers shop for a mortgage.

Today's Mortgage Rates

Compare options from 25+ top lenders to make sure you get the best deal.

30 Year Fixed
15 Year Fixed
7/1 ARM
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* 2.731% APR, see rate assumptions
* 2.053% APR, see rate assumptions
* 2.804% APR, see rate assumptions

Everything you need, all in one place.

You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.

Select your loan
Loan type
30 Year Fixed
Lender Rate
Loan Depot
Quicken Loans
Caliber Home Loans

We're always here to guide you

We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.

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What people are saying

So Helpful
Available for me 24/7 with any questions I had and explained everything to me. I would absolutely recommend James!
Taylor M.
Belmar, NJ (Feb 2021)
Fast, Efficient, Courteous
Where was Jared on our prior 3 purchases? He really helped us weigh our options to find the best loan and once we settled on a rate, he made it happen in half the time we expected.
Sam D.
Closter, NJ (Jan 2021)
Flawless Transaction
Everything, including the rate, rate lock, upfront cost, and the whole process was explained to me at the beginning and everything was completed as planned and as promised. Honestly, I have never experienced such a painless real estate transaction before.
Rex C.
Diamond Bar, CA (Jan 2021)
What a Pleasure
This was the 3rd time that I've done a refinance and I wish the other two times were this easy.
Natalie P.
New Canaan, CT (Oct 2020)
Couldn’t Have Been Easier
Ryan was a pleasure to work with on my mortgage. He was so knowledgeable and he was so responsive. I couldn’t have been happier.
Jordan B.
Naples, FL (Oct 2020)
Quick, Easy
James and his team of specialists handled my refinance so smoothly that I look forward to the next time I can work with them to get an even lower rate in the future :)
Robert L.
Redwood City, CA (Sep 2020)
Fantastic Experience
James is professional, kind, and prompt responding to all communications, regardless of the day or time. It’s been a pleasure working with him.
Anthony U.
Tampa, FL (Sep 2020)
Made it a Breeze
We recently had the pleasure of working with James on our Refi. We cannot say enough positive things about him and how easy he's made the process for us.
Soeren Z.
Sloughhouse, CA (Sep 2020)
Great Platform
I enjoyed every interaction with Jared. The process was easy, he was organized and insightful. I am happy with my refinance experience.
Brandon C.
Walnut Creek, CA (Sep 2020)
Simple and Smooth
Simple to start and Simple to finish. The process is well designed. I did most of the Review/Sign Off online with clear instructions.
Kai L.
Torrance, CA (Sep 2020)
Seamless!!!!
I was nervous going into the process because I know how tedious and stressful a refi can get but working with Ryan and his team completely changed that. I will definitely be recommending some of my friends to Simplist.
John Z.
Bogota, NJ (Sep 2020)
Awesome Team
I’ve never experienced an easier process. Even closing was a breeze!! Thank you Simplist team… you rock!
Nekia D.
Sanford, FL (Sep 2020)
Easier Than You Think
Shopped around on rate, but James was by far the most pleasant to deal with, so I was really happy he had the best rate too!
Randi E.
Jacksonville, FL (Aug 2020)
Super Impressed
They were great to work with, were straight up, helped me get the best rate and loan cost I could find anywhere and got the loan closed in great time!
Stephen M.
Pequannock, NJ (Aug 2020)
Fast and Seamless
I've done 4 refi's in my lifetime and this one with James and Simplist was definitely the fastest and easiest. I didn't know it was possible to close that fast.
Kevin W.
San Francisco, CA (Aug 2020)
Proactive and Client Focused
We connected with Ryan via Simplist's pre-approval process (which was loads better than our primary bank or other online platforms). Ryan quickly delivered paperwork, kept us on track, and helped us close on-time.
Samuel K.
South Lake Tahoe, CA (Jul 2020)
Excellent Service
Pleasant, never pushy or aggressive, offering me many mortgage options to choose from. My loan closed on time and I am very happy with the experience.
Debra P.
Valrico, FL (Jul 2020)
Trustworthy, Honest and Dependable
The Simplist website was easy to navigate, and the underwriters were clear and concise about what information they needed. It was a quick process.
Kathie S.
Cape Coral, FL (Jun 2020)
Saved the Day!
Found the rates that I knew were out there. I’d give Jared 100 stars if I could.
David C.
Berkeley, CA (May 2020)
Extremely Smooth Process
James made things easy and simple for me. He answered all my questions, spent the time to crunch numbers and I couldn’t be any happier.
Scott N.
Mt Laurel Township, NJ (May 2020)
Wonderful Experience
They quickly responded to our questions. Always friendly and very knowledgeable! Thank you!!
Leanne H.
Vernon Rockville, CT (May 2020)
Worked Hard
Started the process right before Covid-19 became an issue. I got a very fair rate without having to deal with many different people.
Russel F.
Tolland, CT (Apr 2020)
Highly Recommend
Competitive rates, extremely streamlined process (A++ tech platform), no BS on added fees/etc. – final rates/fees lower than initial estimate.
David P.
Walnut Creek, CA (Apr 2020)
Went Above and Beyond
Jared did an amazing job closing my jumbo loan. Closed on time with a great rate! Customer focused, very efficient and all on-line.
Ron C.
West Hollywood, CA (Apr 2020)
Excellent Service
Sick of all the spam calls to refinance my mortgage and all the hidden fees – so glad I found Anthony with Simplist.
Taylor O.
Ramsey, NJ (Apr 2020)
Two Thumbs Up
Answered all of my questions and addressed all of my concerns. Especially great considering this whole pandemic situation.
Ann L.
Mountain View, CA (Apr 2020)
Smooth Sailing
Kept in constant touch, was level-headed in spite of the wildly changing market conditions, and acted in my best interest at all times.
Bruno T.
Sunnyvale, CA (Apr 2020)
Really Good Experience
I would recommend them to anyone, especially after having some not so pleasant experiences dealing with other potential lenders/brokers.
Drew S.
Carbondale, CO (Feb 2020)
Great Experience
Jared did all the work and I just waited for the okay for my rate and signed. No mess, no hassle.
Constance C.
Port Saint Lucie, FL (Feb 2020)
Great to Work With
Jared was awesome. He found a way to save us $122 a month when other companies said they couldn’t. I definitely recommend working with him and will recommend him to friends and family.
Nick H.
Cocoa, FL (Jan 2020)
Simple, Easy to Navigate Refinance
I worked with James on my refinance and could not have had a better experience!
Gavin M.
Black Hawk, CO (Dec 2019)
Easy
James stepped up to manage the process end-to-end so that I could focus on other areas of my life while we went through the process.
Andrew K.
Denver, CO (Nov 2019)
Quick and Easy
Working with Jeff on our refinance was fantastic. He made everything as easy as possible and it was a stress-free process.
Sarah M.
Summit, NJ (Nov 2019)
2021 Fintech Breakthrough Award