Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 6.788% APR, see rate assumptions
* 6.390% APR, see rate assumptions
* 7.737% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
House
Thank you John for all the help. It was a pleasure working with you, excellent assistance during the entire process.
Great Communication
Very prompt, easy communication. I appreciated how everyone was very accessible via phone and email to answer question or address any urgent paperwork.
Mortgage loan
I had a satisfactorily great experience with Simplist loan expert team, especially Jonathan Scott. They are fast responsive with clear explanations so I could have my property closed within 3 weeks from the loan inquiring to closing. Thank you Simplist loan team and special thanks to Jonathan.
Highly recommended!
Jonathan and his team did a great job and we were able to close without any drama. Highly recommend!
Very responsive and helpful staff.
Very responsive and helpful staff. Made the entire loan process a breeze.
Simple & Fast
Great follow-up from both my loan officer, Jonathan, and my loan processor, Anna.
More than just a loan
I had the absolute pleasure to work with Jonathan Scott throughout my loan process. From the very beginning he made sure that I understood the details and was educated on every decision to be made. The level of care and attention exceeded my expectations, I would highly recommend Jonathan and Simplist for your needs.
A delight to work with!
Jonathan and Anna were wonderful. They ensured the entire process went smoothly and we closed with zero drama. Absolutely recommend!
Great Experience with Dan & Jason!
The team at Simplist were amazing right from the start. They gave us a run-down of the whole process and a Loan Estimate. The Simplist interface was intuitive and helped us upload the missing documents. Though our underwriting process had a few hiccups (unrelated to Simplist), the team was able to close the loan in a tight escrow. We would definitely work with Simplist in the future and recommend [...]
Easy As Can Be
I am so thankful for Simplist and the service they provide. Jake and the team made the process of buying my first home so easy and simple. They’re so knowledgeable and always answered my calls, emails, and questions to make sure the process moved quickly and smoothly. I’d highly recommend them to anyone looking to purchase a home!
You've got a story, we've got a mortgage.