Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 6.066% APR, see rate assumptions
* 5.722% APR, see rate assumptions
* 6.524% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
Why choose Simplist?
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Is Simplist free to use?
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
How quickly can I close my loan?
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Is my data secure?
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
What if I want to talk to someone for advice?
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Great Experience with Dan & Jason!
The team at Simplist were amazing right from the start. They gave us a run-down of the whole process and a Loan Estimate. The Simplist interface was intuitive and helped us upload the missing documents. Though our underwriting process had a few hiccups (unrelated to Simplist), the team was able to close the loan in a tight escrow. We would definitely work with Simplist in the future and recommend [...]
Easy As Can Be
I am so thankful for Simplist and the service they provide. Jake and the team made the process of buying my first home so easy and simple. They’re so knowledgeable and always answered my calls, emails, and questions to make sure the process moved quickly and smoothly. I’d highly recommend them to anyone looking to purchase a home!
Unbelievably Fast and Efficient Process!
Jason my loan officer and Melanie were outstanding. The technological part of the process was flawless. I received a call within minutes of submitting a pre-qualification. From there, I controlled getting my docs to them and they worked on them immediately. I will refer anyone I know to Simplist and Jason. I look forward to future business with them!
Best refinance experience!
I have refinanced in the past with various lenders, but Kevin & Melanie @ Simplist have exceeded my highest expectations. They are super responsive, very efficient and make the whole process easy and stress-free. I will use them again for future needs and will refer them to my family and friends.
Madeline Judge, Loan Officer, Simplist Mortgage
Madeline was clear in answering all of our questions and patient with our many delayed closing dates. She was very professional throughout the entire process. We would highly recommend her for anyone needing a mortgage.
Jonathan Scott Best Loan Officer Ever!!
This my my review for Jonathan Scott my Simplist Mortgage loan officer. Jonathan was amazing! I only have positive things to say about him! Who would have known that a TikTok ad would lead me to the best loan officer ever! I was skeptical at first and was doing everything the old fashioned way by contacting bank after bank and pulling teeth trying to get their rates. But then I found Jonathan! He [...]
Jonathan Scott the Man of Steel
My previous lender for my first home was a known corrupt institution so purchasing my second home in a different state with different rules & regulations was very nerve-racking because the ordeal I went through previously had me scarred. We applied to about 8 different lenders in our probationary period and Simplist was the first and the last. Simplist beat all of the competitor's rates [...]
Amazing team
Jon and Dan were excellent to work with.
Excellent process
This was the first time we utilized an online mortgage broker. They were very transparent from the start and kept us updated throughout the entire process. They made the purchase of our home much simpler than expected and we would recommend them to any future customers.
Great Experience
Jake and Kevin were very easy to work with. They communicated frequently and explained every aspect of the process. I will highly recommend them to others seeking a mortgage.
You've got a story, we've got a mortgage.