Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 2.866% APR, see rate assumptions
* 2.229% APR, see rate assumptions
* 2.788% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
Why choose Simplist?
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Is Simplist free to use?
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
How quickly can I close my loan?
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Is my data secure?
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
What if I want to talk to someone for advice?
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Refinance
Rob did a great job of keeping us informed and explaining details that our previous mortgagor did not. Hiccups due to outside circumstances caused a delay in closing. But the Simplist team communicated with us well and made the refi as straightforward as possible.
Great Service
Madeline and Ellen were extremely helpful and easy to get ahold of. Would recommend to anyone looking to refinance.
Patience and availability
Seung worked with us on multiple loan options. We then had a change in plans and had to postpone until the end of our locked interest rate period. He was not frustrated. He was always available via text, even during closing when we had questions. This was the most painless experience when refinancing your home. I am glad I found them and even got to stay with the same lender.
Exelant experience and seemless process
I did work with Jared and Delia for my home refinance. I got little elevated rates online but Jared took the time and give me a call and provide his expert advice on how can I get better rates with my situation. I not only got the best rate in this competitive market but also refinance experience was commendable. It was smoothest experience I have ever had.
Easy and painless refinance
Thank you for the easy and painless financing of my home. Rob G. You rock. Thank you again.
Simplist
This is the best refinancing i dealt with thanks Zouhir Zamraki & his team for helping my family to have a fixed rate 10 years 2.125%
Great Team
The whole process was smooth, Rob and Lawrence were great at communicating and making things easy for me. Timeframe was faster than expected so this was definitely a plus!
Take a look
This is a good way to refinance and get the best rate. You will be offered several choices and options for points up front or no points. Don’t just go to your bank or current mortgage holder because they have no incentive to give you the best deal you can get because there isn’t any competition. Process is pretty fast and easy. Make it happen
Easiest Refi Ever!!
I just want to say thank you to Simplist and Robert Gardiner for the easiest and quickest refinance process. I am amazed at how easy you all made the process in comparison to past experiences. Thank you very much!!!
Great Team- Super supportive
The team at Simplist were awesome! They assisted with keeping me up to date and advocated on my behalf. Andrew my loan officer was super helpful in explaining the process as this was my first time refinancing and Anna and the Team as well was always keeping me informed and was willing to help to make sure I was able to close. Bravo Simplist!!
You've got a story, we've got a mortgage.