Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
7/1 ARM
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* 2.748% APR, see rate assumptions
* 2.055% APR, see rate assumptions
* 2.659% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
Why choose Simplist?
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Is Simplist free to use?
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
How quickly can I close my loan?
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Is my data secure?
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
What if I want to talk to someone for advice?
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Incredible Customer Service and Fast Closing
I have needed to refinance the mortgage on my current home three times in the past three years. I saw an advertisement for Simplist and researched it and decided it looked good for me. I am so glad I did because the entire process was fast, convenient, and I got exactly what I was looking for without any of the many problems I encountered the last two times I refinanced. I first worked with [...]
Like a Fairytale
My wife and I have purchased/refinanced enough homes to know that when it comes to the mortgage industry adjectives like arduous, tedious, and and slow rule the day. That was until we discovered Simplist. We kept thinking, “Where’s the catch?” “How are they pulling off this mortgage/refinancing wizardry ?” But what we discovered was a company that merely had their [stuff] together. When we needed [...]
Refinance
Thank you to Daniel Khay and Joyce Souto for making my refinance experience easey and professional, I highly recommend simplist
Very satisfied
Before finding Simplist, we had looked at several banks and credit unions. They were all slow-moving and their UI/processes were clunky to work with. We were glad to find Simplist - our broker Dan was extremely responsive and very helpful to us during our search. We ultimately landed on a great rate and are happy with the Simplist experience overall.
Great re-fi
The Simplist team made it very easy to get precisely the re-fi I was looking for (an unusual 18-year term), and the closing process couldn't have been easier.
Mortgage refinance
The process was quick and simple, Jason responded to my inquiries fast and efficiently.
Thank you!
This was about the "Simplist" way of doing a refinance. The extra poking and prodding helped push things along and got it done.
Simplist Won
I was skeptical about this site that made claims of the best rate and service. I was working with Dan at Simplist as well as 3 other lenders. Dan provided respectful education, quick turnaround and follow-up, and a package that left competitors astounded.
Great Re-Fi Experience
We had a great experience working with Jason and the Simplist team. They were very professional, knowledgeable, and efficient. We have gone through tons of new home purchases and refinancing, this was the best process and experience by far. We would definitely choose Simplist again, and we would recommend them to all of our friends and family.
Amazing!
I am so grateful to have found Simplist. My refinance was quick and very easy, taking about 2.5 weeks in total. My loan officer Daniel and processer Rabia were fantastic and answered all of my questions/made any changes I requested quickly and efficiently. Daniel gave great advice, offered the best rate, and now I have cash out of my home to do some much needed repair work. Highly recommend!
You've got a story, we've got a mortgage.