Simplist

We help you find the best deal

How it works

Get real options from dozens of lenders

You can get pre-approved in as little as 5 minutes.

Our advanced technology enables us to keep our costs low and pass those savings on to you.

We use bank level security and value your privacy. Until you select your loan, we don't share your personal information with any of our lenders.

Best of all, applying with Simplist is free!

Step 1

Tell us about yourself

Answer a few questions and create an account to secure your information.

We'll run a soft credit check that doesn't impact your score.

See available rates based on the information you provide us.

Software Engineer

Tampa Bay, Florida

Small Business Owners

Palm Beach, Florida

Financial Analyst

Denver, Colorado

Freelancers

Boulder, Colorado

Interior Designer

Miami, Florida

What type of property are you buying?

Condo
Single-family

Loan type

30 Year Fixed

	Lender	Rate
	Loan Depot
	Quicken Loans
	Caliber Home Loans

Step 2

Select your loan

See your options, all in one place. We show you the best options, personalized for your profile, from dozens of lenders.

Toggle between different types of loans to see what your monthly payment would look like.

Select the lender and loan you would like to proceed with.

Step 3

Get approved

Manage the whole process from an easy to use dashboard. Order your appraisal, upload documents and lock your rate.

Get a full approval in as little as 48 hours.

Get connected with a Simplist Loan Expert who will guide you through the entire process.

You're on your way

You've made it to your third milestone.

Get approved

Document upload

Upload you documents.

Order your appraisal

Have your property evaluated.

Lock your rate

Guarantee a rate from your lender.

You
did it!

Let's take a victory lap.

Step 4

Close your loan

Schedule your closing online or through your Simplist Loan Expert.

Sign your documents and close the loan.

Congrats! You’re done.

Our Customers

What people are saying

“

Exceptional care, world class service

Anthony helped me close my second home purchase when time was short and other lenders weren't responsive. I felt taken care of at every turn in the process, and my rate was lower than I expected. There were no surprises or speed bumps at closing. All in all, it was a fantastic customer service experience from start to finish.

Michael S. – Denver, CO (September 2019)

“

So easy to refinance

I refinanced my home loan with Jeffrey Loyd, there was no pressure at anytime and the process was streamlined and very easy to do. If you are in the market for home loan or refinance, the is your guy! Everything was done on the computer or via text and he’d get back to me within a few minutes to answer questions. Excellent!

Sue N. – Pueblo, CO (August 2019)

“

Amazing work ethic

Jeffrey works to match you with the right loan! Always available, returns calls promptly, polite everything you want in customer service from activities that are handled solely online.

David S. – Kissimmee, FL (July 2019)

“

Great Service

Amazing customer service. I got fully approved for my loan in less than 48 hours. The whole process couldn’t have been any easier. Thank you, Simplist!

Ariel C. – Coral Gables, FL (May 2019)

“

Fast Pre-Approval

It was super easy and fast to get pre-approved with Simplist. They even had better rates than my own credit union, and to top it off they were even available on the weekend.

Derek M. – Cape Coral, FL (March 2019)

“

Lots of Options

Being self-employed, I didn’t exactly check all the boxes that most banks are looking for. Simplist helped me find a loan that met my needs. They delivered an easy process with great service.

James C. – Miami Beach, FL (January 2019)

“