Mortgages made simple

Get pre-approval in as little as 5 minutes, with all your options in one place. With bank-level security and a dedicated team, we help you from start to finish.

Tell us about yourself

Answer a few questions and create an account to secure your information. Start browsing the best available rates in just a few minutes!

Software Engineer

Tampa Bay, Florida

Small Business Owners

Palm Beach, Florida

Financial Analyst

Denver, Colorado

Freelancers

Boulder, Colorado

Interior Designer

Miami, Florida

What type of property are you buying?

Condo
Single-family

Select your loan

We show you the best options, personalized for your profile, from dozens of different lenders – all in one place. Simply select the lender and loan you would like to proceed with.

Loan type

30 Year Fixed

	Lender	Rate
	Loan Depot
	Quicken Loans
	Caliber Home Loans

Get approved

Manage the whole process from an easy to use dashboard. Order your appraisal, upload documents, lock your rate and get a full approval in as little as 48 hours! All with a Simplist Loan Expert who will guide you through the entire process.

You're on your way

You've made it to your third milestone.

Get approved

Document upload

Upload you documents.

Order your appraisal

Have your property evaluated.

Lock your rate

Guarantee a rate from your lender.

Close your loan

Schedule your closing online or through your Simplist Loan Expert. Just sign those documents and close the loan. Congrats!

You
did it!

Let's take a victory lap.

What people are saying

5.0

308 verified
customer reviews

Incredible Customer Service and Fast Closing

I have needed to refinance the mortgage on my current home three times in the past three years. I saw an advertisement for Simplist and researched it and decided it looked good for me. I am so glad I did because the entire process was fast, convenient, and I got exactly what I was looking for without any of the many problems I encountered the last two times I refinanced. I first worked with [...]

Eric M.
Allentown, PA (September 2021)

Like a Fairytale

My wife and I have purchased/refinanced enough homes to know that when it comes to the mortgage industry adjectives like arduous, tedious, and and slow rule the day. That was until we discovered Simplist. We kept thinking, “Where’s the catch?” “How are they pulling off this mortgage/refinancing wizardry ?” But what we discovered was a company that merely had their [stuff] together. When we needed [...]

Daniel H.
Petaluma, CA (September 2021)

Refinance

Thank you to Daniel Khay and Joyce Souto for making my refinance experience easey and professional, I highly recommend simplist

Davis D.
Oakland, Ca (September 2021)

Very satisfied

Before finding Simplist, we had looked at several banks and credit unions. They were all slow-moving and their UI/processes were clunky to work with. We were glad to find Simplist - our broker Dan was extremely responsive and very helpful to us during our search. We ultimately landed on a great rate and are happy with the Simplist experience overall.

Sandra W.
SF Bay Area, CA (September 2021)

Great re-fi

The Simplist team made it very easy to get precisely the re-fi I was looking for (an unusual 18-year term), and the closing process couldn't have been easier.

Jeffrey W.
Denver, CO (September 2021)

Mortgage refinance

The process was quick and simple, Jason responded to my inquiries fast and efficiently.

Paula W.
Clermont, FL (September 2021)

Thank you!

This was about the "Simplist" way of doing a refinance. The extra poking and prodding helped push things along and got it done.

Joseph A.
West Hollywood, CA (September 2021)

Simplist Won

I was skeptical about this site that made claims of the best rate and service. I was working with Dan at Simplist as well as 3 other lenders. Dan provided respectful education, quick turnaround and follow-up, and a package that left competitors astounded.

Elizabeth C.
Temecula, CA (September 2021)

Great Re-Fi Experience

We had a great experience working with Jason and the Simplist team. They were very professional, knowledgeable, and efficient. We have gone through tons of new home purchases and refinancing, this was the best process and experience by far. We would definitely choose Simplist again, and we would recommend them to all of our friends and family.

Michael U.
San Diego, CA (September 2021)

Amazing!

I am so grateful to have found Simplist. My refinance was quick and very easy, taking about 2.5 weeks in total. My loan officer Daniel and processer Rabia were fantastic and answered all of my questions/made any changes I requested quickly and efficiently. Daniel gave great advice, offered the best rate, and now I have cash out of my home to do some much needed repair work. Highly recommend!

Shelby M.
West Sacramento, CA (September 2021)

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