Consumer Credit Score vs Mortgage Credit Score
Think you have great credit? Your mortgage score may not reflect the same level of creditworthiness you’re expecting.
Blog
Catch up with Simplist
- Featured
- Featured
Why Refinancing Should Be Top of Your List of 2021 Resolutions
Make the new year better with a smart mortgage strategy that takes advantage of today’s low-interest-rate environment.
Weathering the COVID-19 Chaos: Your Mortgage Options
Find out how mortgage markets are being impacted by COVID-19-related shutdowns and what you should do next.
COVID-19’s Impact on Mortgage Rates
You’ve heard the headlines about unbelievable, record-low rates. Where are they and why haven’t they materialized across the board for consumers?
Bringing Clarity to Closing Costs
If you’re in the market to buy a home, we imagine that you’ve been saving diligently. Yes, you’re borrowing the money to pay for the house, but that doesn’t mean you won’t have to pony up a substantial amount of cash throughout the mortgage process.
Are Banks Taking All the Credit? Why It Might Be Worth Exploring What Credit Unions Have to Offer
If you are reading this, you are probably already thinking about where to find the best mortgage deal for you. Perhaps there are a few obvious names that spring to mind. But are you sure you have left no stone unturned?
PMI: Who Needs It? Why? And How Can You Avoid It?
You’ve heard of homeowner’s insurance, but have you heard of PMI? It stands for private mortgage insurance, and you may or may not need it depending on the terms of the loan.
Dear Underwriter, What Documents Do I Need?
The mortgage process has traditionally been one filled with jumbles and masses of paperwork — and the borrower is largely responsible for coming up with said piles of paper. We’re reaching for our aspirin just thinking about it.
The good news is that the days of paper mortgages could soon become a thing of the past.
Why All The Questions - A Mortgage Application Explainer
Filling out a mortgage application may not be at the top of your list of relaxing leisure activities. But it doesn’t have to be as dreaded as a root canal, either! With a little education and preparedness, you can nip those fears in the bud and conquer your application with confidence.
Refinancing Your Mortgage in 2020
If financial resolutions are top of mind for the 2020 New Year, you might be considering refinancing your mortgage. Find out why it’s a great time for a refi, and what you need to get started.
