A simpler mortgage experience
Mortgages were created in the 1700’s and for many people, the process still feels like it is stuck in the past. At Simplist, we’re modernizing the experience for today’s homebuyer and making it delightful from start to finish.
The mortgage industry is filled with complicated terminology and jargon that can make the entire process unnecessarily confusing and difficult to navigate. That’s why, at Simplist, we translate everything into plain English so that you can get through the process quickly and headache-free.
And, whether you’re an entrepreneur, a freelancer or you’ve worked at the same big company for 10 years, we likely have options for you. Many people get rejected when they apply for a mortgage from the larger banks because they don’t “check all the boxes”, but we take the time to understand your unique circumstances before searching high and low to find you the right mortgage at the best rate.
We’ve created a simpler process, with no B.S., and best of all: applying with Simplist is free!
Get real options in minutes
We don’t think you should have to go to five different banks to understand your mortgage options. That’s why we created Simplist’s all-digital application that allows you to shop offers from dozens of lenders, all in one place. Our advanced technology gets to know you with ease and finds the best mortgage for you, based on your unique circumstances.
Not ready to apply yet? Then you can feel free to use our free mortgage rate calculator to get a sense of our current rates. Our marketplace has various options from many of the largest mortgage lenders in the country, as well as from lots of reputable regional and local lenders. Our technology allows us to keep costs down and to pass on those savings to our customers, so our rates are highly competitive.
Get pre-approved in under 10 minutes
Our digital platform allows you to get pre-approved in just a few minutes, without affecting your credit score. Getting pre-approved can help you figure out how much you can realistically afford to borrow, and how much you can spend on your dream home. Having a pre-approval letter can also indicate to home sellers that you are a serious buyer; this may subsequently improve the odds of your offer being accepted.
On average, it takes a few weeks for a mortgage application to get approved by a lender - and we think that’s a long time to be waiting around. Our streamlined, simple process is already much quicker, and we can get applicants fully approved in as little as 48 hours.
We guide you through the process
Research suggests that, though consumers value the flexibility and convenience that comes with completing a mortgage application online, a little human touch goes a long way. In fact, 37 percent of millennials surveyed by Ellie Mae said that more communication would have made their mortgage experience better. Simplist has got your back.
Once you’ve applied, Simplist pairs you with a dedicated mortgage expert, who’ll be on hand to guide you through the process from start to finish. This is often especially helpful for first- time homebuyers, for whom the mortgage application process may feel daunting – and we’re happy to be in your corner! However, for those who prefer to complete the process entirely online, we’ve made it equally easy to navigate the entire process through our site.
In short, Simplist gives you the best of both worlds:a fully digital process, paired with an experienced, friendly mortgage professional to answer any questions that come up along the way. With Simplist, you’re not alone in the homebuying process. We’re here every step of the way to ensure that one of the most exciting milestones of your life is just that – exciting. We’re looking forward to serving you and helping you embark on your homeownership journey.